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Mortgage Calculators

Home Buyer Checklist  

Here is a checklist from a real estate agent I know that covers the the important factors you should consider when you are choosing a home. Having these questions answered before you go see the realtor will help them do their job and help you to get the home you are looking for.

We have all heard that the most important factor in making money on a home is location, location, location. But this is also the most important for other factors such as how far you will need to drive to work, to your doctor and how close an expressway is to the home.

Eventually, you will have to choose between what you want and what you can afford, but this list will help in making those choices later on if you rank them in order now. Things may change, but a list in advance may save you from making an emotional decision that you regret later on.

Print out the list and then use the last column to number these things in order or importance to you. Although the order may change once you find something in a home you really like. This is a great way to get started!

Questions to Ask
What you are looking for, or how many
Order of Importance
The Basics - Type of Home you are Looking for
Do you want 1 story?    
Do you want 2 stories?    
Well Maintained or a fixer-upper?    
Siding    
Brick    
How many Bedrooms    
How many Bathrooms    
Garage, How many cars?    
Garage, attached?    
Flooring (wood, carpet, tile)    
The Location
In a neighborhood? (yes, no)    
How far from work? (minutes or miles)    
Near Schools - Walking or is bus ok?    
How near to Expressways    
How far away is your Doctor/Dentist?    
Do you want Street Lights?    
Do you want Sidewalks?    
Do you want Parks nearby?    
Do you want to be near Churches?    
Questions for your Realtor or the City or the Neighborhood Association
What is the tax base? (%age to compute    
Are there Neighborhood Covenants/Restrictions?    
Is there a homeowners association? (any fees?)    
Is the entire Area Zoned Residential?    
Is it Near any proposed Industry or building?    
Is there the Ability to Expand the House?    


Additional Features in the Home
Extra Storage or Closets?    
Living Room
(how big is yours now and do you want bigger?)
   
Do you want a Family Room too?    
Basement?    
Fireplace?    
Separate or Formal Dining Room?    
A Kitchen Eating Area?    
Laundry Space? separate room, location
(1st story, basement, etc.)
   

About the Outside of the House
Do you want a Patio or Deck?    
How big a Backyard/ What will you use it for?    
Do you want a Fence?    
Is Landscaping important?    


The Bills, How much are they?
Property Taxes summer  
Property Taxes winter  
Property Taxes - special assessments  
Electric Bills  
Gas Bills  
Water Bills  

I hope this checklist is useful! If you have any questions, give me a call or
fill out the information request form and I will be happy to answer any of your questions